Legal Debt Solutions With a Path to Financial Freedom
Unmanageable levels of debt can cast a dark cloud over your future. But debt relief is easy and possible.
At the Bankruptcy Law Offices of Stephen Johnson, we have helped thousands of people obtain debt relief. We are knowledgeable and experienced and use the bankruptcy laws to guide our clients toward a debt-free and brighter financial future.
Our firm focuses exclusively on bankruptcy, debt elimination, and/or reduction solutions:
Chapter 7 Bankruptcy - complete liquidation of credit card debts, medical bills, and other dischargeable unsecured debts for individuals and businesses. Stopping repossession, judgments, garnishment, and the elimination of back taxes.
Chapter 13 Bankruptcy - guiding people toward financial freedom through the elimination or reduction of debts, repayment plans for non-dischargeable debts, and delinquent mortgage payments.
Chapter 11 Bankruptcy - helping businesses restructure, obtain debt relief, and achieve financial solvency.
Discharging Tax Debts - elimination of past due tax debts three or more years old. Negotiation of offers-in-compromise with the IRS and California tax authorities.
Saving Your Home
When we file for bankruptcy on behalf of our clients, we stop the foreclosure proceeding immediately - buying the time we need to develop a comprehensive debt solution for our client. We can use Chapter 13 to help our clients get current on their mortgage payments and, in some cases, to eliminate a second mortgage completely.
If for some reason bankruptcy is not the right option for you, we may be able to obtain a loan modification and reduce your mortgage amount, interest rate, length of the mortgage, or a combination of these.
A Personalized Debt Solution for You
The Bankruptcy Law Offices of Stephen Johnson have helped many people just like you. An attorney at our firm will review your financial situation and develop a personalized solution designed to reduce your debts to the greatest extent possible while allowing you to keep as much of your property as possible.
A better financial future may be just a phone call away. The Bankruptcy Law Offices of Stephen Johnson will work diligently to secure a financial future for you and your family.
Struggling with debt? Call (530) 823-3655 to explore your best financial recovery options today.