Banks and lenders are increasingly willing to modify existing home loans to meet current market conditions and the financial needs of homeowners.
At Bankruptcy Law Offices of Stephen Johnson, we help homeowners obtain loan modifications, including reductions in the outstanding loan amount or interest rate, an extension of the mortgage period or some combination of these.
We may be able to save you tens of thousands of dollars over the life of your mortgage. Contact Us to arrange for a free consultation.
Our firm can handle all aspects of your loan modification from start to finish for a flat fee.
We can identify the right department and the decision-maker at the lending company, initiate discussions and negotiate to obtain the most favorable mortgage terms possible. Because a loan modification changes an existing loan and does not create a new mortgage, you can avoid re-financing fees and points. You can avoid filing bankruptcy and get debt relief.
From start to finish, the Bankruptcy Law Offices of Stephen Johnson will work to obtain maximum mortgage relief for you.
You can certainly try to negotiate a loan modification yourself, but your chances of success will often be significantly compromised as a result of one's inexperience and unfamiliarity with the process.
Banks and mortgage lenders are still dealing with the financial crisis. They are down-sizing and struggling to develop solutions to their own financial problems. An individual homeowner may not be able to contact the person at the bank who has the authority to negotiate a lower loan. Even if you do contact that person, you may leave money on the table during the negotiation process.
At the Bankruptcy Law Offices of Stephen Johnson, we are experienced in all aspects of loan modifications. We know how to locate the decision-maker at lending institutions. When we call, they are more included to listen to us because of our reputation and experience. As a law firm, they know we are serious about getting maximum results for our clients.
In your case, our attorneys will work to obtain the best mortgage terms possible. In just a few weeks or months, you can be on your way to a brighter financial future.
For a free consultation with the Bankruptcy Law Offices of Stephen Johnson in Auburn, including Lincoln, Rocklin, Roseville, Sacramento, Redding, Chico, Colfax, Truckee, Nevada, Yolo, Shasta, Tehama, and Amador, California, Call 530-823-3655, or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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