If the appraised value of your home is less than the value of your outstanding first mortgage, it may be possible to eliminate a second mortgage entirely through a Chapter 13 bankruptcy.
In just a few months time, you can obtain debt relief and more cash flow - while keeping your house, your vehicles and your personal property.
The Bankruptcy Law Offices of Stephen Johnson, has been helping people in our area obtain debt relief through the bankruptcy system for over 20 years. We are knowledgeable practitioners of bankruptcy law, and work to obtain maximum debt relief in every case we handle.
An attorney at our firm can review your financial situation and recommend the right solution for you if you are facing foreclosure or are perilously close to defaulting on your mortgage payments. This could including lien stripping, a process where the second mortgage on your property is removed based on the current value of your home.
If it is a Chapter 13 Bankruptcy, we can take all measures needed to file bankruptcy for you and lift your second mortgage for a flat fee rate. This includes obtaining a certified appraisal of your home's value, development of a proposed bankruptcy plan and securing approval by the bankruptcy court.
In just a few months, you could be on your way to a more secure financial future.
A Chapter 13 Bankruptcy can do more than just eliminate a second mortgage. Chapter 13 can stop foreclosure and allow you to keep your home. You can eliminate or reduce unsecured debts such as credit card debts, medical bills and personal loans. You may be able to obtain a discharge of taxes that are more than three years in arrears. Chapter 13 can give you the breathing room you need to rebuild your finances.
At the Bankruptcy Law Offices of Stephen Johnson, we provide complete debt solutions to hard-working people. We want to guide you to a debt-free future.
For a free consultation with the Bankruptcy Law Offices of Stephen Johnson in Auburn, including Lincoln, Rocklin, Roseville, Sacramento, Redding, Chico, Colfax, Truckee, Nevada, Yolo, Shasta, Tehama, and Amador, California, Call 530-823-3655, or send us an e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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